Debt Advisory

Financing optimization and capital preservation for sustainable growth.

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We navigate companies safely and independently through financial crises

Due to the strained company and liquidity situation, loan agreement covenants and provisions may be breached, jeopardising the maintenance of debt financing either partially or in its entirety. The company is on the verge of insolvency.

In this case, comprehensive knowledge of the loan agreement provisions and the resulting consequences for the respective lenders is of crucial importance - both for the short and medium-term survival of the company in crisis.

Only an immediate reaction to the threatened access to the existing debt capital and professional communication with the lenders enables the initiation of a structured restructuring process for the company.

Tailored Financing Solutions for Sustainable Business Success

Whether it’s growth, refinancing, or restructuring: Our debt advisory experts support you with in-depth expertise, experience in corporate crises, and access to a unique network of financing partners.

Our advice helps you find the optimal financing to secure liquidity, expand your financial flexibility, and ensure long-term stability. As independent experts, we assist small and medium-sized businesses as well as large corporations in developing viable and flexible financing strategies—discreetly, in a solution-oriented manner, and exclusively in your best interest.

Securing financing is essential in restructuring
Ralf Ehret, Partner Frankfurt View Ralf Ehrets Profile

PDF (7 Seiten) – kostenloser Download

Free White Paper: New Sources of Financing for Small and Medium-Sized Businesses

  • Three Proven Financing Options Beyond Traditional Bank Loans

  • Practical Example with Euro Key Figures—From Mezzanine Loans to Sale-and-Lease-Back

  • 5-Point Roadmap for Quickly Optimizing Your Capital Structure

Download the PDF now

Our Services

Financing Strategy and Structuring

Customized Capital Strategies for Sustainable Growth

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Explore our Debt Advisory Insights

Experteninterview mit Ralf Ehret, Partner und Head of Debt Advisory

Impending double dip, pressing transformation, slowing banks: “Outdated financing concepts are of little help now,” says Ralf Ehret, partner and head of debt advisory at enomyc. They are often suboptimal, unstable, and not designed for the current risks or future needs of German SMEs. It is no surprise that alternative sources of financing are now booming. But what do companies need to anticipate now in order to act early, honestly, and smartly? A look at worst-case scenarios and dream scenarios from a debt advisor.

Despina Borelidis

Ralf Ehret, Partner Debt Advisory bei enomyc

Rarely does anyone experience people and companies in such a state of emergency as those individuals involved as reorganisers and restructurers. Corporate crises often reveal the abysses, fates and characters of all parties involved. The financial expert Ralf Ehret could write books about it. Over the past 30 years, he has helped hundreds of entrepreneurs get back on track. His career began in banking in the early 1980s. Later, he spent fourteen years as the head of major client restructuring at Hypovereinsbank in Munich and London. Since July, Ehret has been both a partner and the Head of Debt Advisory at enomyc. For someone as passionate as Ehret, numbers are more than just mere figures: they are entire areas of tension. Sure, those between acute corporate crises and stakeholder conflicts, financial law and operational restructuring. However, he is much more interested in the areas of tension between chaos, despair and new beginnings. Why? What makes good debt advisors? And how is it possible - when your back is against the wall - to develop the "growth mindset" that he speaks of so fondly? A conversation about problems as logical life tasks and opportunities for personal growth.

Despina Borelidis

Meet our Debt Advisory Experts